Blogs
Emergency repair: What is and isn’t covered by strata insurance?
Question Summary: My shower and bathtub suffered a burst pipe in the middle of the night, which severely damaged my kitchen ceiling and bedroom flooring. The leak penetrated through different...
What You Need to Know About Water Damage Claims – Part 2
Before you learn how to prevent water damage claims, do you understand the different components that make up a water damage claim? Preventing Water Damage Claims Now that you understand...
What You Need to Know About Water Damage Claims – Part 1
Water Damage claims are one of the largest sources of claims for strata insurance and they make up almost half of the claims lodged by Strata Insurance Solutions. In a...
Are My Contents Covered by Strata Insurance?
The basic principle is that if you pick the unit up and shake it, anything that falls out is lot owner's contents including temporary flooring such as carpet, blinds and...
Who is Responsible for Building Defects?
Strata insurance covers “sudden and accidental damage” and most policies will exclude cover for rectification of faulty or defective materials or workmanship. Building Defects: Depending on your situation and on...
Who maintains Common Property?
Common property comprises of the areas within a strata plan that fall outside of individual lots. Some of these areas could be common driveways, common roofs, and common gardens. Legislation...
What are Strata Insurance Requirements?
Strata Insurance covers insurance for buildings that fall under a strata title. Damage to the Building: Strata Insurance covers damage to the building defined by the applicable strata legislation (strata...
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