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Better strata cover.
Better price. Zero hassle.
Compare policies from 10+ leading Australian insurers in 2 minutes. Our dedicated strata specialists find you the right cover and make sure you're never underinsured.
*By switching their Silver hospital (with extras) cover to Bronze+ hospital cover & changing extras coverage to better suit their needs on 31/03/2026 in QLD. Reduction may change with future rate rises.
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Most strata schemes are dangerously underinsured
A strata scheme that doesn't hold adequate cover puts every lot owner at personal financial risk — and can expose committee members to individual liability.
Sum insured hasn't kept pace with construction costs
Building costs have risen 35%+ since 2020. Most policies haven't been updated, leaving a growing underinsurance gap.
Committee members face personal liability
Without Office Bearers Liability cover, committee members can be personally sued for decisions made on behalf of the owners corporation.
Exclusions buried in the fine print
Many direct policies contain exclusions that only surface at claim time when it's too late to change anything.
From quote to covered
in 3 simple steps
Our process is designed around the owner corporations and strata managers we work with every day.
Tell us about your property
Answer a few simple questions online or call our team directly. Property type, location, number of lots, and current premium are all we need to get started.
We compare & recommend
Our specialists search 10+ insurers and identify the policies that give your scheme the best protection at the most competitive price with full transparency.
We handle everything
Choose your preferred policy and we take care of all the paperwork, insurer liaising, and documentation. Ongoing support and claims management included.
We cover every type of strata scheme
claim lodgement
In the event of a claim, complete the form, providing all the information needed and we will lodge it with your insurer on your behalf. Our team will then be in contact with you and begin discussions with your Insurer. The more information you provide at the beginning of the process, the more chances we have to achieve a positive outcome.
repair
Where your claim involves property damage, we will assist you to find a repairer who will restore the property to its pre-damage state. If your claim is unnecessarily delayed by your strata insurance company, we will follow up and monitor your claim for you, providing updates on the progress of your claim.
settlement
At Settlement, we will verify the payment amount to ensure you are settled the correct amount and arrange payments directly to your repairers.
Comprehensive protection
for your strata scheme
Every scheme is different. We match the right cover to your specific situation. No cookie-cutter policies, no coverage gaps.
Building & Structure
Full reinstatement cover for the building and permanent fixtures fire, storm, water damage, impact, and more.
Building & Structure
Full reinstatement cover for the building and permanent fixtures fire, storm, water damage, impact, and more.
Public Liability
Protection against third-party claims for injury or property damage occurring in common areas of your scheme.
Catastrophe & Flood
Extended coverage for major weather events including flood, cyclone, earthquake, and tsunami across all states.
Why use a strata specialist vs going direct?
Not all insurance solutions are equal. See why owners corporations across Australia choose us over the alternatives.
what cover can we source for
| What Cover Can We Source For | What Does It Cover |
|---|---|
| Building Insurance | Building as defined by the relevant Strata Legislation is inclusive of permanent fixtures, including but not limited to kitchen and bathroom cabinetry. It does not cover the occupiers' contents or temporary flooring such as carpet, blinds, and curtains. |
| Public Liability Insurance | Amounts the strata becomes legally liable (including defence costs) for personal injury or property damage. |
| Loss of Rent and Temporary Accommodation | Loss of rent (Landlords) or temporary accommodation (Owner Occupier) following damage to the building that makes the property uninhabitable. |
| Common Contents | Items not deemed building, including but not limited to pool equipment, gym equipment, furniture, artwork, carpets and curtains, etc, owned by the strata building. |
| Lot Owners Fixtures and Fittings | Designed to cover instances where lot owners replace existing or install additional fixtures and fittings in their lot/unit. The cost of these improvements may not be included when arriving at the building replacement cost. The cover allows for extra re-build costs in addition to the building sum insured if a lot owner has upgraded their property. |
| Fidelity | Embezzlement, theft misappropriation, conversion or fraud relating to the Strata funds and assets such as your sinking fund. |
| Voluntary Workers | Payments for specific injuries sustained by a person who works on your property in a voluntary capacity. |
| Government Audit | Costs of professional fees (such as accountants) for the purposes of complying with a government audit. |
| Legal Defence Expenses | Legal defence costs for claims made against the Strata. |
| Appeal Expenses | Costs incurred in appealing against any improvement, prohibition notice or determination by any court or tribunal made under any occupational health and safety or similar legislation. |
Optional Covers
| What Cover Can We Source For You | What Does It Cover |
|---|---|
| Flood | The covering of normally dry land with water released or has escaped from the normal confines of any watercourse, river, lake, creek, reservoir, or canal. The flood exclusion can often be mistaken for other water damage claims (which are not excluded), including build-up of water from severe downpours, burst pipes, blocked gutters, etc. |
| Office Bearers Liability | Office Bearers Liability Insurance is specifically designed to protect Committee or Office Bearers in strata buildings from legal claims that may arise due to actions taken while performing their official duties. This insurance coverage plays a vital role in safeguarding the personal liability of individuals serving in these positions. |
| Catastrophe | It provides additional cover on your sum insured if your property is damaged in a catastrophe (state of emergency) event. Cover is offered because in catastrophe events, re-build costs increase due to higher demand, which increases the cost of labour and building materials. Cover only applicable if the building sum insured is exhausted in a claim. |
| Machinery Breakdown | Breakdown of Machinery including (but not limited) pumps (including pool pumps), electric garage doors, lift/elevators, air-conditioners other machinery or electrical. |
Your strata insurance team
Decades Of Experience, Here To Help You.
We take pride in having a team of experienced professionals who are dedicated to providing expert service to our clients.
Industry recognised.
Professionally accredited.
Every scheme is different. We match the right cover to your specific situation. No cookie-cutter policies, no coverage gaps.
NIBA Member
National Insurance Brokers Association member, upholding the highest professional standards in insurance broking.
AFCA Authorised
Member of the Australian Financial Complaints Authority giving clients an independent dispute resolution option.
Broker of the Year
Strata Community Association Insurance Broker of the Year, recognizing excellence in strata insurance advice.
SCA Affiliate
Strata Community Association affiliate partner, working alongside strata managers to deliver the best outcome.
